The IBS Capital Internal Loan is available to All
Permanent Employees who have been employed for four
(4) months or more. The criteria for qualification
is detailed below.
-
Employed for 4 - 12 months - maximum loan
equivalent to 50% of monthly salary
-
Employed for 12 months and over - maximum
loan of $5,000.00
The Interest Rate is 3% monthly, and repayment by
salary deduction is mandatory.
Loan repayment commences from the month after funds
are disbursed and the maximum repayment term is 12
months.
In the event of an outstanding loan balance on the
termination of employment by either the company or
the applicant, the outstanding amount remains
payable and IBS Capital Inc will act accordingly to
collect the outstanding amount.